Gold Swan

Gold loan is a secured loan that you can take out by pledging your gold jewelry

A gold loan is a secured loan that you can take out by pledging your gold jewelry or ornaments as collateral. The loan amount is typically based on the weight and purity of your gold. You can repay the loan in Equated Monthly Instalments (EMIs) over a pre-determined tenure.

Lower interest rates: Gold loans typically have lower interest rates than other unsecured loans, such as personal loans. This is because the gold acts as collateral for the loan, which reduces the risk for the lender.

Flexible repayment terms: You can choose to repay your gold loan in EMIs that fit your budget. This can make it easier to manage your repayments and avoid defaulting on the loan.

Quick and easy approval: Gold loans are typically approved quickly and easily, as there is no need for the lender to check your credit history or income.