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Smark Is one best Easy Personal Loan Guide App

* Instant Loan App & Credit Platform for Indian users, you can apply cash loan with low interest rates here.

* We provides personal cash loans with low interest rates, making it easy for you to get instant loans for emergency use anytime, anywhere. Register in minutes, apply for a cash loan, and then receive money directly from your bank account. This is a fast, convenient and reliable way to obtain credit when needed. Loan applications are safe and confidential. Aadhaar and PAN card are required.

* Minimum and maximum period for repayment : Minimum 1 Years and maximum 5 Years period for repayment of Personal Loan

* Minimum and Maximum Annual Percentage Rate (APR) : Minimum 18% and Maximum 36% Annual Percentage Rate (APR)

* which generally includes 1.50% Fix Processing Fees of Loan Amount, No other costs for a year

* Example of the total cost of the loan, including all applicable fees :

Any Person Apply For Loan Amount - ₹100,000 So Total Repayment Amount after 1

Years ₹118,000

1.5% Processing Fees Applicable One Time (₹1500) This Fees Deduct your Approval

Principles, Example = ₹100,000 - ₹1500 = ₹98500 credit into your Selected Bank

Account

18% Interest for total Loan Amount Interest = ₹100,000 / 100 * 18% = ₹18000 Total

Interest Payable Into 12 Month

Select EMI for 1 Years - " 12 month " = Your Payable Monthly EMI ₹9833.34 deduct into

your Bank Account

If Any Query about APR or Fees or EMI contact our Team

* Features of the loan:

● It's quick - Get the loan in a few hours

● Apply for a personal loan of up to ₹10 Lakh

● Personalise your loan amount and payback period through the app

● Completely paperless process - Apply for a personal loan through the app and pay back through the app

● No document pickup required for personal loan approval - completely app based

● Backed by excellent customer service

* Types of Instant Loans we provide:

✓ Personal loans for salaried:

Salaried professionals can avail advance salary loans to cover small but urgent needs and get direct money transfer to their bank account

✓ Small personal loans:

Get quick personal loans online with amount up to ₹60,000 and repay in 12 months!

✓ Cash Loan:

Our cash loans can help you cover everything from monthly grocery bills to your child’s schools fees and even your outstanding bills that need to be cleared!

✓ Loans for self-employed:

Self-employed professional can avail personal loans online in a jiffy.

* Eligibility Criteria:

To get an instant loan from this App, you need to be:

o You must be a citizen of India

o Aged between 18-59 years

o Salaried/self-employed with minimum income of 15K per month

o Aadhaar and Pan card.

o Bank Account Statement ( 6 months)

* Documents Required:

o Aadhaar

o PAN

o Selfie, Your original signature ( should match with the PAN card signature)

o Bank Account Statement ( 6 months)

o Identity proof(driving license/voter id/passport/ Aadhaar card / PAN Card)

* Steps for availing a Instant Personal Loan:

As one of the best instant personal loan apps in India, we make it extremely easy to get a loan!

1. Download the app and install it.

2. Fill in the simple form.

3. Upload Documents.

4. Loan Approval

5. Receive money to your bank account in 30 minutes.

* Contact us:

For help or any other details about our instant personal loans, you may contact.

Email : [email protected]